Mobile-first, Dollarized Spend

The pain points for businesses are clear

  • Currency instability erodes user trust when local balances lose value week to week.
  • Dollar demand drives users to informal FX channels, leaving wallets outside the flow.
  • Custody risk makes holding client deposits expensive and legally complex.
  • Limited utility when stored value can’t easily be used at merchants or withdrawn.

The NAKA solution


With NAKA, you can launch a virtual, (self)custodial NAKA+ Visa Platinum payment card that gives your users a USDT balance they can use instantly across the Visa Payment Network (over 150 million locations). Funds never touch your books, eliminating custody risk and licensing overhead. The value stays in the user’s self-custody, while you control the branded payment experience.

For wallet providers, this unlocks

  • Dollarized balances without liability – offer USDT stability without holding deposits.
  • Tap-to-pay utility – let users use directly at merchants, online or offline, with no added integrations.
  • Customizable business models – define your own fee structures, card features, and rewards.
  • Higher engagement and retention – users no longer need to leave your platform to access dollar stability.

The result: a mobile-first product designed for the way LATAM users already live, digital, dollarized, and global, delivered without exposing your business to unnecessary regulatory or operational risks.