Executive Hub
NAKA+ is a B2B payment card infrastructure. It lets crypto exchanges, wallets, and fintechs that work with stablecoins launch a branded, Visa-accepted card funded by users’ on-chain balances, without needing to obtain their own issuing licenses or building out compliance in-house. End users access the card inside your existing app; NAKA provides the rails and compliance stack in partnership with an issuer that is a Visa Principal Member.
For end users, the benefit is self-custody with everyday spend: the card connects to a user-controlled Safe (smart account) on the NAKA network so balances stay on-chain in the user’s name. When a purchase is made, the on-chain balance (typically in a dollar-denominated stablecoin such as USDT) is seamlessly settled behind the scenes, enabling everyday spending without manual conversion while still preserving transparency, lower fees, and user control compared to typical crypto cards.
For businesses, NAKA+ is a turnkey way to embed a branded, Visa-accepted card that draws directly from your customers’ or employees’ self-custodied stablecoin balances. Instead of building payment rails from scratch or taking on licensing and compliance yourself, you can plug into NAKA’s decentralized infrastructure to offer a fully compliant virtual Visa credit card experience tied to on-chain assets (per your choice).
NAKA+ lets you extend your product into everyday spending, reward programs, or employee benefits while keeping funds in users’ control, and aligning your brand with transparent, next-generation payment technology. You keep the customer relationship and UX; we handle the card rails, compliance stack, and settlement, so you don’t need to build these functions.
Why It Matters Now
- Accepted everywhere: usable wherever Visa is accepted, including Apple Pay and Google Pay where supported, combining crypto utility with the familiarity of card payments.
- User-Controlled Value: Funds remain under user control, enabling a self-custodial model aligned with regulatory standards.
- Go live fast: No need to build your own card-issuing infrastructure or obtain your own licenses; deploy branded cards inside your existing app or product.
The program is designed for LATAM operators who want to deliver digital-asset payments at scale without obtaining their own crypto or issuing licenses.
Built for B2B partners in LATAM - Crypto exchanges, custodial/self-custodial wallets, and fintechs operating with stablecoins - who want to launch branded Visa-accepted cards without obtaining their own crypto or issuing licenses.
How NAKA+ Visa Platinum Card works
1.
Cardholder Payment
3.
Settlement & Merchant Payout
2.
Authorization & Balance Check
4.
Outcome for Distributors (You)
- End users are already familiar with a card experience.
- Crypto-to-fiat settlement happens entirely behind the scenes automatically.
- No client crypto float appears on your balance sheet.
- Integrate value-added DeFi services, reward and loyalty programs, and other incentive schemes directly into the rails to boost user retention and engagement.
How NAKA+ Visa Platinum Card works
1.
Program Integration
4.
User Acquisition & UX
2.
Regulatory & Operational Coverage
5.
Automated Settlement
3.
Network & Clearing
Governance and responsibility
Trust, compliance, and consumer protection
KYC & onboarding
Financial crime controls
Insurance & safety collateral
Operational posture
LATAM Economic Impact
Latin America is undergoing one of the most profound financial transformations of our time.
Millions of people are entering the digital economy without ever opening a traditional bank account - using smartphones, stablecoins, and mobile wallets as their daily financial tools.
Businesses that recognize this shift early are redefining how money moves: launching their own card programs, connecting to programmable payment rails, and giving customers the freedom to transact instantly and securely in a currency that holds its value.
This report explores how programmable, stablecoin-based payment infrastructure is reshaping commerce, inclusion, and liquidity across the region. From small merchants to major financial distributors, every actor stands to benefit, through faster settlement, lower fees, and real economic empowerment.
Learn how your business can lead the next wave of digital inclusion in Latin America.